After your home is damaged by wind, hail, or other natural elements, the storm isn't necessarily over; in fact, it might be just the beginning.
Most homeowner's policies cover damage due to tornadoes, wind, hailstorms, severe temperatures, ice, lightning, and fire. In general, homeowner's insurance does not cover flooding; and your policy may have other restrictions based on what exactly caused the damage to your home, even if it happened during a storm. Talk to your insurance agent about additional coverage if you live in a high-risk area.